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如果你有以上任何一个问题，建议你参考一下这本《香帅财富报告》，我不能确定你能从这本书里找到准确的答案，不过本书可以为你提供新的思路和参考 ，让你在当下的经济状况中做出合适的选择 。"
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香帅财富报告
真的非常值得看一遍呀，得到的推荐书籍。"
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疫情期间你的收入受到影响了吗？
 很多人应该都会回答有影响，会说很多行业的发展也受到了影响，然而我们是否看到了背后的实质问题？其实在这样的大背景下，很多中产高阶的收入是反增不减的。
第一章从2020年历史的一幕”新冠疫情下的经济“切入，面对全球性大隔离，金融市场陷入集体恐慌，全球央行史无前例的开始放水，看似”疫情“是这次经济分化的黑天鹅事件，而实际上是30年来经济发展的暗流涌动。第一个暗流是劳动力市场和收入的分化，实际上是很多实体经济受疫情影响，而线上数字化经济却增长猛烈，在这样的时代洪流里，你做了怎样的选择？
文中的城市，房子，户口和文凭这四组词语戳中了我，疫情期间，低收入群体动用存款消费，高收入群体确拿存款买房和配置基金。在财富面前，高学历者拥有溢价，但是户口的不同种类确是造成家庭财富的主要原因。毕竟三四线小城市100平米的房子跟北上广深的房价差的真的是几十倍，这就注定了拥有的总资产也是差了几十倍的。
 
在中国，房产一直占据了主要财富地位，金融资产一直是从属地位，但随着2020城市房价的分化，城市房产的限购，货币基金利率的下降，”基金“等金融资产在中产家庭财富中的重要性开始凸显，在疫情的冲击下，那些大城市，高认知的个体家庭中，49.2%的家庭加大了在股票和基金上的配置比例，这波操作也让他们的金融资产平均增值20.4万，家庭总资产在疫情后有了3%的提高。
 
 
 
 
人是群居性动物，中国人更是如此，有时候需要稍稍停下来，静下来，给自己一些独处的时间，来思考，看完此书也许会给你一个别样的思路。
 
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            <div class="review_text_box j_review_text_box"><span class="text_type "></span><p class="review_text j_review_text ">当今世界正在经历一场从增长到分配的话语转变。2020年是这个转变被显性化的拐点！对于普通个体和家庭而言，最重要的莫过于看清并顺应潮水的方向，一次次的做对选择。所有当下选择的乘积，才是未来！这就是我阅读夲书的初衷吧！</p></div>
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            <div class="review_text_box j_review_text_box"><span class="text_type "></span><p class="review_text j_review_text ">当代人比较难以替代的是创造力和学习能力，解决复杂问题的能力。稀缺资源会越来越多人支付溢价。推动房价上涨背后的城镇化率再减慢，房价不会一直保持这个增速去增长。去测一些股票可以用戈登模型p=d/（R-G）</p></div>
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            <div class="review_text_box j_review_text_box"><span class="text_type "></span><p class="review_text j_review_text ">认真研读中，了解最近的经济就业国际及国家整体走势，让自己认清个人所处的时代背景，才能分析家庭工作就业及子女教育优弊端，更加从容不迫的生活，好好规划以后的人生……</p></div>
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            <div class="review_text_box j_review_text_box"><span class="text_type "></span><p class="review_text j_review_text ">对现在的经济趋势感到迷茫，有了一定积蓄以后，想要投资，却不知道该怎么选择？孩子快高考了，到底让他选择什么专业？
如果你有以上任何一个问题，建议你参考一下这本《香帅财富报告》，我不能确定你能从这本书里找到准确的答案，不过本书可以为你提供新的思路和参考 ，让你在当下的经济状况中做出合适的选择 。</p></div>
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            <div class="review_text_box j_review_text_box"><span class="text_type "></span><p class="review_text j_review_text ">香帅还是很有思考能力和写作能力的。虽说在北大时期只做到副教授，但作为自媒体知识付费平台倡导者和实践者，走的很前。本书推荐金融类本科生或学业不会很紧张的感兴趣同学阅读！</p></div>
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香帅财富报告
真的非常值得看一遍呀，得到的推荐书籍。</p></div>
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            <div class="review_text_box j_review_text_box"><span class="text_type "></span><p class="review_text j_review_text ">分化，我们感觉到，却说不出来；香帅不仅表达的淋漓尽致，还给出了对策！</p></div>
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            <div class="review_text_box j_review_text_box"><span class="text_type "></span><p class="review_text j_review_text ">书籍：《香帅财富报告》
疫情期间你的收入受到影响了吗？
 很多人应该都会回答有影响，会说很多行业的发展也受到了影响，然而我们是否看到了背后的实质问题？其实在这样的大背景下，很多中产高阶的收入是反增不减的。
第一章从2020年历史的一幕”新冠疫情下的经济“切入，面对全球性大隔离，金融市场陷入集体恐慌，全球央行史无前例的开始放水，看似”疫情“是这次经济分化的黑天鹅事件，而实际上是30年来经济发展的暗流涌动。第一个暗流是劳动力市场和收入的分化，实际上是很多实体经济受疫情影响，而线上数字化经济却增长猛烈，在这样的时代洪流里，你做了怎样的选择？
文中的城市，房子，户口和文凭这四组词语戳中了我，疫情期间，低收入群体动用存款消费，高收入群体确拿存款买房和配置基金。在财富面前，高学历者拥有溢价，但是户口的不同种类确是造成家庭财富的主要原因。毕竟三四线小城市100平米的房子跟北上广深的房价差的真的是几十倍，这就注定了拥有的总资产也是差了几十倍的。
 
在中国，房产一直占据了主要财富地位，金融资产一直是从属地位，但随着2020城市房价的分化，城市房产的限购，货币基金利率的下降，”基金“等金融资产在中产家庭财富中的重要性开始凸显，在疫情的冲击下，那些大城市，高认知的个体家庭中，49.2%的家庭加大了在股票和基金上的配置比例，这波操作也让他们的金融资产平均增值20.4万，家庭总资产在疫情后有了3%的提高。
 
 
 
 
人是群居性动物，中国人更是如此，有时候需要稍稍停下来，静下来，给自己一些独处的时间，来思考，看完此书也许会给你一个别样的思路。
 
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                <span class="star_num">6分</span>
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            <div class="review_text_box j_review_text_box"><span class="text_type "></span><p class="review_text j_review_text ">一般，营养不多，覆盖一些去年以来普通的数据统计和分析。跟香帅的另一本“金融学讲义”来比差远了。</p></div>
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                <span class="star_num">8分</span>
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                <span class="date">2022.02.24</span>
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            <div class="review_text_box j_review_text_box"><span class="text_type "></span><p class="review_text j_review_text ">速度很快昨晚下单今天就可以看了</p></div>
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                <span class="star_num">10分</span>
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            <div class="review_text_box j_review_text_box"><span class="text_type "></span><p class="review_text j_review_text ">对目前情况分析的较透彻</p></div>
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                <span class="star_num">10分</span>
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            <div class="review_text_box j_review_text_box"><span class="text_type "></span><p class="review_text j_review_text ">很好，有启发</p></div>
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                <span class="date">2021.10.10</span>
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